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Is your ac­coun­tant pro­vid­ing you with value-added fi­nan­cial ad­vice or sim­ply prepar­ing your tax re­turns?

Do you feel like your cur­rent ac­coun­tant is work­ing on au­topi­lot; sim­ply re­peat­ing the same ad­vice year over year?

The tra­di­tional small busi­ness ac­coun­tant spends over 90% of their time and ef­fort on tax com­pli­ance with a smidge of sim­ple year-end tax plan­ning.

That’s not The Campanella Group.

The Campanella Group is a col­lec­tion of ded­i­cated pro­fes­sion­als help­ing you achieve what you’ve al­ways needed: An in­ter-dis­ci­pli­nary, value added, tax and fi­nan­cial ad­vi­sory ser­vice.

Let’s look at an ex­am­ple: The Testa Family — Looking for in­te­grated ad­vice

Mr. And Mrs. Testa, a cou­ple in their mid-for­ties, came to us look­ing for tra­di­tional ac­count­ing and tax ser­vices. Their cur­rent ac­coun­tants were fine, but they felt that they were pay­ing too much tax.

  • Mrs. Testa was a suc­cess­ful re­al­tor earn­ing $325,000 per year as a sole pro­pri­etor

  • Mr. Testa was an em­ployee of an en­gi­neer­ing com­pany earn­ing $200,000 per year

  • The fam­ily re­quired about $200,000, af­ter-tax, per year to main­tain their cur­rent lifestyles

As it stood, the fam­ily was pay­ing about $213,000 in to­tal com­bined taxes per year, leav­ing them roughly $112,000 to in­vest an­nu­ally.

Not bad, but we can do much bet­ter than that…

We im­ple­mented a com­pre­hen­sive analy­sis of the fam­i­ly’s sit­u­a­tion and dis­cov­ered that the fol­low­ing op­por­tu­ni­ties:

  1. Mrs. Testa should in­cor­po­rate a com­pany to carry out her re­al­tor busi­ness

  2. We would pay Mrs. Testa a salary of $105,000 per year which, in com­bi­na­tion with Mr. Testas salary, would be suf­fi­cient for the cou­ple to meet their an­nual cash-flow re­quire­ments

  3. Mrs. Testa would RETAIN her re­al­tor busi­ness net earn­ings in her cor­po­ra­tion for fu­ture in­vest­ment

  4. We would build an ex­tremely tax-ef­fi­cient, growth ori­ented, cor­po­rate in­vest­ment plan us­ing a va­ri­ety of eq­uity in­vest­ments and a life in­sur­ance pol­icy to ef­fec­tively save, and grow the fam­i­ly’s wealth for re­tire­ment and be­yond

By us­ing this new strat­egy, the fam­ily was pro­jected to save $82,568 in taxes per year. Those sav­ings, if in­vested at a 6% re­turn over a 20-year pe­riod would leave the fam­ily with an ad­di­tional re­tire­ment nest egg of more than $3,000,000 over their prior strat­egy.

Shad Azar, Incorporated Realtor
Fabio has been providing me with tax, estate, and investment advice for a decade now and I can't recommend him highly enough. His ability to combine taxation with investment advice is second to none. As a self-employed realtor I have always had a complex situation, and now that I am incorporated, his tax efficient investment and estate planning solutions have put my mind at ease. His service is impeccable, he is always a phone call away. I feel that he looks after my family's finances with the same care he does for his own. I never hesitate to recommend him to friends, family, and colleagues.

At the Campanella Group we help clients like the Testas every day. We are ded­i­cated to help­ing our clients forge the best fi­nan­cial path for their fam­i­lies.

Are you ready to take a step for­ward and se­cure a lu­cra­tive fi­nan­cial fu­ture for your­self and your fam­ily? We are al­ways ready to speak to am­bi­tious en­tre­pre­neurs and in­vestors look­ing for an edge.

Feel free to con­tact us for a zero-cost, 30-minute, on­line meet­ing where we can get to know you and de­ter­mine if we can help you pave a path to fi­nan­cial suc­cess.